Although many payday loan websites are honest and genuine, there are many conmen on the internet today claiming to be genuine providers of online payday loan services yet all they want to steal from people. And as payday loans continue to be more popular on the internet, it seems scams are on the increase too. However, if you are looking for genuine websites providing payday loan services in the US, then don’t be discouraged. There are very many out there. But before naming them, let us look at the criteria for determining a trustworthy online loan provider.

Payday Loans Rate

First of all, genuine providers are all duly registered by the relevant authority in the states where they operate in. It is important for you to confirm that before even thinking of engaging them at all. Their website should also have been active for a considerable period of time. If it is a new website, then that should raise alarm. On top of that, one expects them to at least have a presence on social media. An active facebook or twitter account is a hint that that provider is likely to be genuine. Their interest rates should also be considerable. And most importantly, although transactions are done online, they should at some physical address, and a phone number that is working. It is hard to trust someone you don’t know where to find incase of a problem.

Basing on this criterion, therefore, here is a list of a few of the loan companies that you can do business with online:,,, and
These are some of the websites considered to be the most trustworthy and with the best rates in America currently. Of course there are many other genuine providers too. Just look at their profiles as well as other people’s reviews and you can tell how trustworthy they are.